Top Four Reasons SSD Claims Are Denied
TOP FOUR REASONS SSD CASES ARE DENIED Social Security Disability claims are often initially denied for a variety of reasons. However, the following are four of the most likely reasons for a denial. Lack of Medical or Mental Health Treatment In order to collect Social Security Disability, a claimant must prove that he or she is disabled. If there are no medical records because the person has not sought out treatment, the Social Security Administration is likely to deny the claim. If a claimant is not hurt badly enough to see a doctor, the Social Security Administration feels the claimant must not be disabled. Even if the claimant does not have health insurance and cannot afford medical treatment, there are options. Many states and counties have programs that provide free or low-cost health insurance to those that cannot afford it on their own. Incomplete Record Many times the Social Security Administration makes a decision based on an incomplete record. Although the Social Security Administration may request the records, they do not always receive them. It may take claimants, or their attorney, multiple attempts to obtain medical records. Just because a claimant tells the Social Security Administration about a medical doctor who has provided treatment does not mean that the Administration will request the records. Oftentimes, if the healthcare provider sends a bill requesting that the Social Security Administration pay for the copies before they send the records, the Administration will not pay the bill resulting in the records not being sent. Another common error occurs when the injury in question occurs several years in the past, but the Social Security Administration only orders one year of records. In order to make sure that every record is considered, the claimant should obtain the records and either mail or hand-deliver them to the Social Security district office. Age Unfortunately, claimants under the age of 50 have a more difficult road to obtain Social Security Disability. Even when a claimant under the age of 50 has convincing medical or mental health evidence, the claim is likely to be denied. The Social Security Administration has a tendency to believe that claimants under the age of 50 can work either at a past job or that they should be able to find gainful employment in another position. Of course, disabled claimants under the age of 50 can still win, but the road is more difficult and can be longer. Social Security Administration Policy While there is certainly no official policy, the Social Security Administration's attitude at the first two levels of review tends to lean towards finding ways to deny claims. Unfortunately, a denial at the early stages of the Social Security Disability application process tends to make people give up on the process. While it can be discouraging if your claim is denied initially, it may lead to a hearing before an administrative law judge. At that point, you will finally be able to tell your story directly to the person making the decision regarding your claim. You can help ensure that your claim is not denied for the above-mentioned reasons by retaining an experienced Social Security Disability attorney to assist you with your claim. While the Social Security Administration would generally like you to believe that they are on your side, unfortunately, evidence tends to show otherwise.