Social Security Disability and Your Family
Your Family and the Social Security Disability Process When a claimant is out of work because of a debilitating injury or illness, the claimant's family is often affected as well. The Social Security Administration (SSA) has taken some measures to ensure that your spouse and children will be cared for in addition to your own Social Security Disability benefits. Family members could be eligible to receive up to 50% of the disabled claimant's benefit rate, on top of the benefits already being distributed to the claimant. Typically, Social Security benefits will cover several categories of immediate family members, providing they meet certain specified conditions. Your disability lawyer can help you through the application process for your family members, as well as any appeals that may become necessary upon receiving a claim denial. The SSA considers the following three categories as eligible for disability benefits: 1. Spouses. Your spouse should be eligible for benefits if they are over the age of 62, or if they are the caretaker for a disabled child or a child under the age of 16. 2. Children. Children dependents, whether they are adopted, biological, step-children, or dependent grandchildren, may receive Social Security disability benefits on your record. Children may not be married, and they must be under the age of 18. Children that are between 18 and 19 years old and are enrolled in high school full time may also be eligible. If your child was disabled before age 22 and meets the disabled conditions for adult disability, the disabled child may be eligible for benefits even into adulthood. 3. Ex-Spouses. If you were married to your ex-spouse for over ten years, they may qualify for receiving benefits on your record. To qualify, your ex-spouse must be over the age of 62, unmarried, and not eligible for a higher Social Security benefit on their own or another person's record.